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REAL ESTATE PROFESSIONALS

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Gary Corderman   -fiduciary

Los Angeles

3.0 stars 33 reviews

★★★★      Licensed for 9 years

 

Experienced in Wealth Management, Investment Planning, Retirement Planning

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Sara Romans

Los Angeles

5.0 stars 33 reviews

★★★      Licensed for 9 years

 

Experienced in Financial Planning, Investment Management, Retirement Planning

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Caty Sommer,  Certified Financial Planner

Los Angeles

4.0 stars 33 reviews

★★★★      Licensed for 10 years

 

Experienced in Wealth Management, Late Life Planning, Wealth Transfer

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Wendy Hartman   -Certified CPA

Los Angeles

3.0 stars 33 reviews

★★★★      Licensed for 9 years

 

Is your family protected in the event of your sudden incapacity or death? Call Us, we can help!

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Ginny Hsaio   Certified CPA

Los Angeles

3.0 stars 33 reviews

★★★★      Licensed for 9 years

 

Experienced in Financial Planning, Investment Management, Retirement Planning

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Marya Furman   - CFP

Los Angeles

3.0 stars 33 reviews

★★★★      Licensed for 9 years

 

Experienced in Financial Planning, Investment Management, Retirement Planning

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Choosing the Right Real Estate Agent

Changing your living arrangements at a time when your relationship is in flux may seem like an overwhelmingly stressful event.  Moving your residence, selling your family home or buying a new home with a real estate expert who understands your goals and expectations and moves efficiently can be tremendously helpful at a crucial time.

 

We invite you to contact one of our real estate experts in the Peachy Alliance Network who can be a knowledgeable and patient partner and will help you make the right decisions.  Peachy experts have skills that set them apart from others.

 

What does a real estate agent do?

A top real estate agent can make an unbiased review of your current living situation and your future home needs. For homeowners, real estate is often sentimental and changes in housing are emotionally charged decisions.

On the selling side, realtor can make recommendations on upgrades and improvements to increase your sales price, often spotting red flags that will hurt you before you get to home inspection. They can provide you with a feasible sales price for listing, by completing an in-depth market analysis of similar properties that have recently sold. Real estate agents also have valuable connections with their industry such as appraisers, home inspectors, and title companies. They can also assist with vetting potential buyers to choose the best buyer.

When it comes to buying a new home, they can help you find the right property, often even before the listing is available online. They will be able to get you the best deal through negotiating expenses that aren’t apparent such as closing costs, warranties, and other fees. Handcrafting your offer to be a great value for you and appealing to the seller can give you the best chance of getting the home you want while reducing the stress of bidding wars.

 

How is a real estate agent paid?

Realtors are paid through commissions, typically about five to six percent of the sales price of a home. This commission is shared between the listing agent and the buyer’s agent. The bulk of fees usually are deducted from the seller’s profit, with buyers paying fairly little to nothing for the real estate agent representing them.

 

Top questions to ask a Realtor?

  • How many years of experience do they have?
  • What regions do they specialize in?
  • Do they have flexible schedules to take you out for frequent showings?
  • What methods of promotion/ or advertising will they use ?
  • Are they working independently or part of a team?
  • Do they know the school districts and school ranks
  • Do you seem to have similar understanding of the subtle cues that you find desirable in a home?
  • Have they been reviewed by some of their peers?

 

When choosing your ideal realtor it is important to ask questions, assess the level of expertise they bring to the table, and also see if your personalities work well together. A great realtor should understand where you are coming from, be patient with answering questions, and willing to put in the time to help you make the best arrangements possible for your budget and needs.

 

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Choosing the right Mortgage Broker

The Peachy Alliance connects you with top mortgage brokers who can work with you whether you’re buying a new home, obtaining an investment property, or looking to refinance your existing home. You can use Peachy’s tools to find the mortgage brokers who aligns with your needs, narrowing down candidates for their approaches, and even watching their video content and published articles. When you have a dependable financial professional navigating the financial complexities you can focus on other elements of your property purchase.

 

What does a Mortgage Broker do?

A mortgage broker is an expert in connecting clients with the best mortgage loans by researching options from several banks. When you go directly to a lender or bank there are limitations to the type of funding options and interest rates that they can offer. A mortgage broker will have access to a portfolio of reliable lenders to do the research for you and help to ensure you’re getting the best deal.

Mortgage brokers are licensed to work in their financial sector, and they help you simplify the process of qualifying for the loan you need.

Once they have helped you to choose your lender, they will work collaboratively with the underwriter at the bank, the title company, and your real estate agent to help your home purchase go smoothly from start to finish.

 

How is a Mortgage Broker Paid?

Mortgage Brokers are paid commissions from the banks they refer to.

 

Top Questions to ask a Mortgage Broker

 

  • What kind of loans do you recommend?
  • What are some of the reasons a loan might be rejected?
  • What can they do to help you get the best rate?
  • Are mortgage interest rates heading up ? Or down?
  • What are the current interest rates/annual percentage rates available?
  • How much down payment will I need?
  • Can I qualify for the loan amount I need?
  • What costs are involved in a mortgage?
  • How soon can I lock in my loan rate?
  • How much time is needed to fund the mortgage?
  • Does it make sense for me to buy points to lower my interest rate?

 

How do I know when I have found the right Mortgage Broker?

 The right mortgage broker is someone who is responsive, attentive, and knowledgeable. Mortgages can be complex and burdensome to obtain. Expert mortgage brokers will help to simplify the process and lighten your load. Our Peachy Professionals are here to guide you and get you into your next home or investment property.

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We can help you navigate through anything that needs legal documentation, including: settlements, property transference, custody issues and most agreements.

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OUR MISSION IS TO HELP YOU HAVE THE BEST RELATIONSHIP

What is the state of your relationship? Are you happy? Do you see a bright future and feel connected to your spouse, or is life hard?

 

First, you can use the marriage test to try and get a sense for the state of your relationship. Moving forward, working on the problems or making a change? its a big step.

 

Second, if you decide to start moving towards a break - take a look at your financial life .

 

We also have a community that you can access -from resources to help you to people that you can really talk to, even anonymously if you prefer.